Honesty. Dependability. Results.

KIM HAVBO

REALTOR®

CALRE# 01419191

With over 20 years' experience in Real Estate and Mortgage Lending I have the extraordinary range of skills needed to provide you with a stellar experience!

Whether working with a first-time buyer or seller or securing the perfect investment property, I can help make the real estate transaction process transparent and as seamless and efficient as possible. Quickly assessing your specific needs, I will present you with a full range of options available to suit both your lifestyle and budget.

The highest level of honesty, dependability and customer care is my focus. People have always been my passion. Real estate couples high-stakes problem-solving with the opportunity to provide a very personal human experience.

I currently reside in Soquel and have lived in Santa Cruz county for over 40 years where I raised my 4 kids. I love the beach, walking my dog, gardening, exercising and family time.

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Example Mortgage Rates

For 5/21/2025

30 Year Fixed	6.75%
15 Year Fixed	6.125%
7/6 ARM	7.375%

For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.

Mortgage calculator estimates are provided by Coldwell Banker Real Estate LLC and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.

MY TESTIMONIALS

Karol and Dave M.

Thank you so much Kim for helping us sell our home. i appreciate all the hard work you did with the County clarifying the parcel map and the other details. Especially all the open houses you arranged until we had our buyer. We certainly couldn't have done it without you!

Mark T.

Kim Havbo represented me as my Realtor in the sale of my home. Kim represented my interests in a both gracious and professional manner. In all matters related from the "showing" of my home at open houses, to the actual sale, Kim was a terrific ally. I unreservedly recommend her to anyone looking for caring, quality service from a talented and conscientious agent. The entire staff at Coldwell Banker was helpful and provided top-notch service as well.

Taylor S.

Kim helped us buy a home without a hitch. She listened to our needs and steered us in the right direction (and away from the wrong direction) when looking for the house. She provided sound advice and opinion without being pushy.

Paul and Joelle M.

Kim, You are a wonderful Realtor and a great person to work with and know. You consistently went above and beyond in heling us find our place and we appreciated your patience! We will spread your name around to everyone!

Barbara S.

Kim was a pleasure to work with. She paid attention to my criteria for purchasing a home, provided wise guidance and endeavored to follow-up on every detail involved in the purchase of my home.

Joan M.

Incredible service! A loyal, patient, caring and knowledgeable agent who gave more than 100% of herself to helping us make our dreams a reality.

Contact Me

Phone: (831) 247-7341
Email: kim.havbo@cbrealty.com
CalRE# : 01419191