Where Dreams Find Home!

Kim Havbo
Kim Havbo
CalRE #01419191
Santa Cruz County

With over 20 years' experience in Real Estate and Mortgage Lending I have the extraordinary range of skills needed to provide you with a stellar experience! 

Whether working with a first-time buyer or seller or securing the perfect investment property, I can help make the real estate transaction process transparent and as seamless and efficient as possible. Quickly assessing your specific needs, I will present you with a full range of options available to suit both your lifestyle and budget.  

The highest level of honesty, dependability and customer care is my focus. People have always been my passion. Real estate couples high-stakes problem-solving with the opportunity to provide a very personal human experience. 

I currently reside in Soquel and have lived in Santa Cruz county for over 40 years where I raised my 4 kids. I love the beach, walking my dog, gardening, exercising and family time.  


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Sample Mortgage Rates

For 7/15/2024

30 Year Fixed
15 Year Fixed
5/6 ARM

For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.

Mortgage calculator estimates are provided by Coldwell Banker Real Estate LLC and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.

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